Retirement Guide

Free and Reduced College Tuition for Adults 60 and Older

Retirement isn't only about financial security. It's also about how you want to spend your days, and one of the more overlooked opportunities is free or reduced college tuition for older residents.

Twenty-nine states offer a program of some kind through their public colleges and universities. This guide covers which states participate, the age each one sets, what the waiver actually covers, and what to ask before you enroll. Download your free copy below.

Pursue Your Passions Whitepaper
Sneak Peek

What's Inside the Guide

A senior tuition waiver is a state or institutional program that lets residents above a certain age take college courses free or at reduced cost. Many states currently offer one, though the age threshold, what the waiver covers, and whether it applies to credit or audit-only courses vary from state to state.

The guide covers:

  • A state-by-state table of participating states, minimum ages, and what each program covers
  • What to know before you enroll — space availability, fees that still apply, audit versus credit, and residency
  • Lifelong learning alternatives for states without a formal program
  • Why this matters in retirement planning
  • How to get started, in five steps

Every program in the guide is sourced to a state statute or public university system, with references.

The cover and state-by-state tuition table from the Gatewood guide, Pursue Your Passions